Edward Beemiller CFF®, CLTC®
Ed has been in the financial services industry in Central Ohio for over 32 years. He holds a BA from Kenyon College and an MBA from The Ohio State University School of Business, and he is also a licensed Bank On Yourself® Professional, and a Certified Long-Term Care Consultant. Ed was formerly the CFO of a $45MM privately held corporation and had spent 17+ years working in the Commercial Banking Industry as a SVP of a Regional Bank in Central Ohio. Ed has extensive experience in advising/consulting with business owners and executives in planning and developing financial strategies, general business consulting, appropriate capital structuring, and securing financing alternatives to ensure the continued successful operations of their companies.
Besides consulting with business owners to help them leverage assets and build wealth, Ed also works with individuals and families who are looking to build a road map to a more secure financial future and balance risk in their investments. Ed designs customized asset accumulation and income distribution plans that help his clients to reduce market risk within their retirement plans, and create tax-advantaged and/or guaranteed streams of income for retirement.
Ed is passionate about helping his clients achieve their long-term financial goals by offering multiple risk diversification strategies, building multiple asset buckets to produce consistent income streams that will last throughout their lifetime, and helping them build inter-generational wealth.
He is active in his community and enjoys basketball, bicycling, and working out. Ed lives in Pickerington with his wife of almost 30 years and their three dogs. He also has a son living and working in South Carolina, and a daughter who is a doctor in her residency program in Baltimore, MD.
Brian Minier CFF®, CLTC®, BPC®
Brian has over 14 years of experience in the insurance and financial service industry. He has an MBA from Malone University and a Bachelor of Science in Marketing from the University of Akron, and has also earned a National Social Security Advisor (NSSA®) Certificate. Brian is also a licensed Bank on Yourself® Professional and a Certified Long-Term Care Consultant, and he assists his clients with many areas of retirement planning and investments.
He specializes in helping seniors plan for retirement and develop smart Social Security strategies, and also provides financial advice and guidance to help individuals weather both good and bad financial markets.
Brian’s particular expertise lies in customized Social Security planning, designing personalized retirement plans to help his clients achieve their individual retirement goals, and income and distribution planning – an area which Brian feels is too often neglected by most traditional advisors.
Brian has a son in college, and lives in New Albany with his wife and daughter and their two dogs. He is active in his church and community, and in his spare time, he enjoys spending time with his family, participating in missions work, and playing basketball.
Ryan Fleming CFF®, CCFC
Ryan has been a college planning professional in the Columbus area for over 15 years. As a Certified Financial Fiduciary®, Ryan takes pride in helping others plan for their financial futures by avoiding wealth transfers and conflicts of interest. He holds a B.A. from the University of Dayton, and has a background in education and 10 years of experience in professional baseball with 3 different MLB organizations.
Ryan is a Certified College Financial Consultant, and he specializes in helping parents of college college-bound students plan for one of the largest wealth transfers of their lives. He enjoys working with coachable individuals who are interested in learning better and more effective ways to plan for their financial future than what they may have previously learned from the mainstream financial industry.
Ryan conducts free educational college planning workshops throughout the Columbus area and beyond. He also consults individually with parents and students to help them improve their financial aid picture and pay for college on a tax-favored basis.
In addition to his college planning practice, Ryan is also a licensed Bank On Yourself® Professional, and works with families who want to improve their long-term retirement picture and ensure proper distribution of their estate.
What sets Ryan apart is his client-centric and easy-to-understand approach. Ryan’s main goal for each of his clients is to help provide them with confidence and certainty in their financial future by helping them answer the 4 most important financial questions that we all must answer in order to properly plan for retirement.
Ryan lives in Pickerington with his wife and two children, and also has a son in college. He enjoys spending quality time with his family, traveling, and coaching his kid’s sports. He participates in his local church and also helps lead a high school Bible study ministry.
Sean Casey
Sean has a background in sales and personal finance, and a B.S. in Consumer and Family Financial Services from the Ohio State University. Sean prides himself on providing a holistic financial planning experience for his clients and strives to provide transparency in the often-confusing world of personal finance.
Sean works with our team to help families avoid overpaying for the high cost of college, while developing strategies to fund the gap of college in the most tax-efficient manner.
Sean also loves helping families realize their retirement goals with the utmost confidence and security, and he assists his clients in building income and distribution plans so that they can enjoy their retirement years with comfort and certainty.
In his personal life, Sean has enjoyed volunteering by serving the community of Pickaway County as an EMT and Firefighter. He also participated in community programs with the Circleville Fire Department and spearheaded projects to increase safety and awareness across the county. In his spare time, he enjoys spending time with his wife, participating in community outreach programs and playing golf. Sean lives in Gahanna with his wife and their two dogs.
Ty Cramer
Ty has been in the Financial Services/Insurance space for over 16 years, with the majority of that time spent in the Medicare arena. He has helped multiple agencies set up and operate their Medicare divisions. He has the distinction of being “the go to guy” for many Medicare professionals and clients.
Ty’s clients come away from conversations with him feeling relieved, knowing the steps they need to take or not take for their specific situation. This comes from Ty’s background in manufacturing and in teaching. In both cases, when issues arose, the first thing that needed to be done was to listen deeply to the other person. That’s why you will often hear Ty say, “Tell me your story, what’s going on?”
With a BA from Mount Vernon Nazarene University (Biology/Chemistry) and two Master’s degrees from Wheaton College (Intercultural Studies/TESL), Ty spent years abroad in China and Southeast Asia teaching science and technology students at some of the best universities in the area.
He lives in Urbana, OH with his wife and son. He is active in his church, teaching and leading groups. He enjoys rehabbing properties, cooking, and music.
Tyna Agee
Tyna is a proud graduate of the Ohio State University, and has been in the financial services industry since 1997. She has worked for such companies as Bank One, JP Morgan Asset Management and Ameriprise Financial.
Her extensive professional experience includes customer service, financial planning, risk analysis, and portfolio construction as well as sales and management. Tyna’s main goal at Keystone Financial Group is to make sure that all of our clients have an excellent customer experience! She is dedicated to providing great customer service and enjoys getting to know our clients personally as well as professionally.
In her spare time, Tyna enjoys traveling, playing tennis, cycling, hiking and reading. She resides in Worthington with her husband and their two adorable “fur babies,” Squeakers and Prissy Paws.
Rose Sarko
Rose has a B.A. from the University of Arkansas, and a Master’s degree in Library & Information Science from Louisiana State University. Rose has professional experience in several areas, including copy-writing, web design and internet marketing, information management systems, and sales.
Rose has worked in the financial industry for over 19 years, and she enjoys managing our advisors’ schedules, working on new marketing initiatives, and planning fun events for our clients! She also assists with workshop setup and marketing, as well as many of the technical processes and procedures “behind the scenes” for our business.
Rose is also an online business owner, and in her spare time, she enjoys cooking, gardening, blogging, learning about marketing, and spending time with her husband, dog, and assorted barnyard animals on their small homestead outside of Westerville.
Michelle Etter
Michelle has a B.S.B.A. from The Ohio State University Fisher College of Business with a marketing major. Her professional experience includes financial recruiting, staffing sales, human resources, hardware and software marketing, executive support, and office management.
Michelle is dedicated to assisting clients and staff with the highest level of quality customer service. She enjoys supporting marketing initiatives and assisting servicing clients with thorough documentation to maintain and strengthen relationships.
In her free time, Michelle is captain of an indoor volleyball team and also participates in sand volleyball, golf, bowling, ping pong, and billiards.
She is also a member of the GCTA and enjoys doubles tennis, as well as gardening, biking, hiking, and volunteer work with the homeless. Michelle has two stepchildren and resides in Westerville with her little dog, Miss Pringles.
Greg Davis
Greg has 13+ years of experience as a higher education professional working with graduate program management, undergraduate academic advising, and residence hall supervision. Prior to his career in higher education, Greg worked with adolescent residential crisis care after completing his undergraduate degrees at Ohio Christian University in Psychology and Business, as well as his Masters degree in Student Development Counseling at Indiana Wesleyan University.
Greg joined our team in 2015 with the goal to help high school students prepare for their future careers by exploring collegiate fit for their personal and professional aspirations and guiding them through the general preparation for their university applications. Greg is Strong Interest Inventory® certified and works one-on-one with our college planning families and students to help prepare them for a successful college experience and future career.
Greg resides in Commercial Point with his wife and son and enjoys golf, video games, and watching the Bengals and Buckeyes!